Car insurance

Car body insurance compared to third -party insurance is an optional insurance policy that, in the event of accidents, offset damage to the body and components of the car. Given the huge costs of compensating for the car body damage and the financial support of this policy, it is necessary to have it in today's life.
The insurer insures his vehicle against potential risks and accidents by paying the premium and purchasing car insurance and can receive damage from his insurance site in the event of an accident.
According to body insurance law, the main covers are the natural commitments of the car body insurance and are the same in all insurance companies. These coatings offset damage to the body of the car as a result of the following accidents:
• Fire, lightning, explosion
• incident (partial and general)
• General theft
Supplementary (additional) car body insurance coverage
Complementary coverage, also known as "additional" or "sub -" subcultures "in car body insurance, will be added to the body insurance by paying more premiums and allow the insurer to compensate.
• Glass failure
• Colors, chemicals and acid spraying
• Market price fluctuations
• The cost of transportation
• Nail stretching on the vehicle
• Natural disasters (earthquake cover, flood and volcano)
• Theft of parts
• Remove the franchise of the first accident
• Cover liability for financial damage caused by AS (fire, lightning and explosion)
*Definitions related to the value of the car insurance insurance.
For cars with a year of building under 10 years or extension of Saman:
Cars of less than 500 million USD: 10%
Cars between 500 million to 1 billion USD: 35%
Cars above 1 billion USD: 45%
Also, the discount of life insurance will be 30%.
Third -party insurance
Third -party car insurance has been designed to compensate for life and financial losses designed by third -party traffic and holders of all motor vehicles are required to produce it.
Someone who suffers in traffic accidents is called a third party. Here, and a third party can be anyone except the driver who is to blame. Therefore, all those who see a financial and life damage in an accident are covered by third -party insurance and the costs of treatment, death and damage to their property are covered by the insurance policy.
Some of the third -party insurance is dedicated to driver accident insurance, which, according to the legislator, is to blame for the driver's life damages and is defined as the driver's accident insurance. If the guilty driver is injured in the accident, this insurance covers the losses of him.
Third -party car insurance covers financial and life damage of third parties
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